Alyssa Maharani

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10 Things I Learned At 21

July 18, 2015 by Alyssa Maharani in Heart to Heart, Personal

Hi readers, as you recently noticed, I turned 22! Not going to lie, I've been waiting to turn 22 for a long time. The reason is that when I was 21, I had a really tumultuous year. I had a lot of life experiences, some good, others bad - first love, heartbreak, betrayal, grandmother's passing, friend's death... Just a bunch of things that made me reflect upon life in a more mature perspective. So here are some lessons I learned last year that I want to share with you.

1. What you see is not what you get

Humans are judgmental. We think "oh, he goes to church” “he prays 5 times a day” “he does community service", and we assume that he is good. We take stereotypes, and we use that as a meter stick. Sometimes, we have to remember we can't box people into categories. People are unique, and the world is not black & white. Remember that under the right circumstances, kind people can be mean, and vice versa.

2. Who you hang out with influences you

If we look at social psychology studies, humans have the tendency to conform to peers. For us, the feeling of belonging is important, so we tend to follow the behaviors of our friends. For example: If your friends consume drugs, you probably will think of the behavior as normal, because it’s a social norm. But say, you go to another group of people, they’ll probably think of it as a deviant behavior. That's why you have to choose the right kind of friends! 

3. Just because someone calls you ugly/hoe/stupid/fat doesn't mean that's true

Never let others define who you are. People can say a lot of mean things about you, and trust me, it hurts. But you need to believe in yourself... You are far more beautiful, talented, dignified than anyone tells you. At one point, after receiving tons of insults, I thought I was worthless. But in reality, I've accomplished a lot of things that others haven't. Sometimes, people say mean things because 1) you threaten them in one way or another (and let’s face it, we can’t help but radiate awesomeness), or 2) they want to feel more superior than you. So, it’s up to you to know what is true about yourself.

4. Don't be scared to do what's right

What is wrong generally is easy. What is right is usually hard. You're going to get a lot of backfire. You're going to feel like an outsider. You're going to suffer. But it's worth it, trust me! Doing the right thing is hard, but it will make you stronger in the long run. If you have to break up, do it. If you have to report a friend to the authority, do it. If you have to say the terrible truth, do it. The most important thing is you have to have the right intention to make things better, and you’ve thought through all the consequences that your actions will make.

5. Don't be afraid to look for help

Suffering in silence sucks. You're going to need help, be it from professional or family or friends. I was first afraid of stigma, because I didn't want to look weak. But I realized that I'm at that position where I'm too weak to help myself. That's when you start looking for help. I actually went to a counselor at Penn, and she gave me a completely new perspective on how to deal with my problems. Because a sick person can’t cure a sick person, right? A hairdresser can’t cut his own hair, right? (okay, fine, they have a mirror, but that’s still super hard to do)

6. Stop blaming yourself

Give yourself a break. You've worked so hard to get to where you are, and if something doesn't work out, it isn't your fault. You are not responsible for the action of others. You are not responsible for external circumstances. You can't prevent people you love from making the wrong decisions. You can't prevent people from not choosing you in a job/promotion/contest. You can’t help to feel grief, if someone you know dies. So, give yourself some self-love, and stop blaming yourself.

7. Let yourself feel grief, sad, and all those negative emotions 

The tendency for our society is to pretend that we are happy, no matter how tough things are. That tendency tends to be more harmful than helpful. Negative emotions that are not expressed tends to do harm to your body through stress. The thing is, we need to find positive ways to express them. So, for me, to deal with my anger, I do kickboxing to release some negative energy, or I watch sappy Korean dramas when I feel sad so that I have an excuse to cry (no shame, I am now a big fan of the K-Drama It’s Okay, That’s Love). Whichever way you choose, make sure that you take care of yourself and can finally feel better at the end of the day.

8. Happiness and health is more important than work

Sometimes, when we’re working super hard, we tend to forget to take care of ourselves. We forget to sleep enough (7-8 hours is the daily recommendation, by the way), meet our family & friends, have a bit of me-time, exercise, and eat healthy. We think that we can’t lose, we have to be successful; we’re young, so we have to work hard now. But what is the point of working hard, if you can’t enjoy the results? When you are sick and depressed, no matter how successful you are, you’ll still feel hollow and empty. And face it, the money you’re making today is probably going to be spent on future hospital costs. Better take care of yourself today to prevent future sickness or emotional breakdown.

9. Do what you love and make it work for you

A lot of the time, we tend to adhere to society’s standards for success. If you’re in Wharton (like me), for example, the measure of success is getting a job at investment bank/management consulting. For a time being, I really thought that I was okay doing what others expect of me. I didn’t want to be seen as a failure, so I did all the things - on campus recruitment, working my ass off until 4 am, joining all these different extracurriculars that wasn’t really me. I realized that I don’t have to be bound by this form of success, and that success depends on how I define it. Right now, I love blogging and investing, so I make it work for me - my investing pays for my time blogging. Or let’s take a look at John Legend, he was a BCG consultant for 2 years. He then realized that he loved singing, and it was his true calling. If you don’t do what you love, you’re going to end up feeling empty and unsatisfied. So do what you love! The money will follow, and you can make it work for you. If you love photography, open a freelance photography studio. If you love fashion, make a fashion blog or online store. If you love knitting, sell your knits. If you love writing, start a blog or write a novel. There are so many ways to monetize passion, and it will fuel you to only work harder.

10. Have hope that things will turn out for the best

When things seem absolutely abysmal, sometimes you feel like there’s no light at the end of the tunnel. You can’t see where you are heading, and you feel like you’re drifting with no aim. Sometimes, you want to just cry on the floor all day, because you don’t know how to make the pain stop. I know that when you are depressed, it's hard to see the silver lining in living. I’m telling you, it will get better. It might take a while for you to even start feeling just a tiny bit better, but be patient and have hope. Being depressed is terrifying, I know, but please stay strong. There is a point to all of this suffering, that you will be strengthened by all of this. As Dumbledore says it, “Happiness can be found in the darkest of times, if one only remembers to turn on the light”. 

Sending you lots of love, hug & sisterly support, 

Aly

July 18, 2015 /Alyssa Maharani
psychology, advice, life, hope
Heart to Heart, Personal
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What I'm Reading 06.07.15

July 06, 2015 by Alyssa Maharani in What I'm Reading

I just turned 22, yay yay yay. Lots of good stuff to be found this week, so let's begin!

1. John Cassidy (The New Yorker) on Greece’s Debt Burden: The Truth Finally Emerges

Thoroughly enjoyed Cassidy's thoughts & analysis on the consequences of the referendum. There isn't a realistic outcome where Greece will come unscathed, it's either adopt a new currency through Grexit defaults, or debt forgiveness the size of Germany post-WWII. 

2. Charlie Warzel (Buzzfeed) on Reddit Moderators Are Fed Up: “I Thought It Couldn’t Get Worse”

Warzel compiled the Reddit saga that went on in the forum. I'm a big redditor myself, so I was surprised to see lots of my favorite subs decided to go private. Moderators were really fed up with the management, and the deciding moment was when a key employee, Victoria Taylor, was laid off with no future transition arrangement. To be honest, I thought this was a PR disaster in action. Pao, Reddit's CEO, did a terrible job of keeping the community happy - whether it is on the transparency of management's decision or the attention put on making reddit community as functional as possible. 

3. Dacher Keltner and Paul Ekman (New York Times) on The Science of 'Inside Out'

I absolutely loved the new Pixar animated movie "Inside Out", with Amy Poehler (who is one of my favorite actress and role model) starring as Joy. No spoilers, but the movie takes us into the head of Riley, an 11-year old girl, as she is moving from Minnesota to San Francisco. Absolutely breathtaking, but even more so, the degree of accuracy in the movie in portraying emotions. Reminds me a lot of my days as a psych major! And I love that they had Paul Ekman, leading psychologist in the study of emotions, work as a scientific consultant from the movie. Mad props to the Pixar team.


Quote of the week is from an economist I met yesterday, Mr. Faried Harianto, special advisor to former VP Boediono, "Net Interest Margin is like the difference between the returns of chasing a girl to the investment you make to chase the girl" #lifeadvice #yass

July 06, 2015 /Alyssa Maharani
greece, grexit, psychology, reddit, internet, tech
What I'm Reading
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What I'm Reading 12.28.14

December 29, 2014 by Alyssa Maharani in What I'm Reading

I am a self-proclaimed avid reader, but I never really get to put it into words. So from now on, I'm gathering a list of articles that I thought were interesting to read from this week to be posted every Sunday evening.

1. Howard Marks of Oaktree Capital talks about The Lesson on Oil

And why investors should have seen the plunge coming... and why we don't. Great practical application of principles from The Most Important Things Illuminated.

2. WSJ Op-Ed Life without Fannie and Freddie

Can we privatize the mortgage-backed securities guarantee business? This op-ed summarizes many important points from the Congressional Budget Office's report, exploring the implications of this action. 

3. New Yorker article by Tim Wu Why Airlines Want You to Suffer

Most people here know that US airlines are one of the worst providers of service. Wu examines the business model that leads the airline industry in the US to its current state (the answer: the fee model is not a good way to price discriminate).

4. New Yorker article by Maria Konnikova Pain Really Make Us Gain

What do fraternity houses, religious cults, and medical residencies have in common? A painful form of initiation. Konnikova dives deep into the science of pain and how it strengthens social bonds by focusing our attention to the shared experience of pain. 

December 29, 2014 /Alyssa Maharani
oil, investing, mortgage, fannie mae, freddie mac, airline, psychology
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